Journalism in the Public Interest


Help ProPublica Find the Homeowner Who’s Been in Loan-Mod Limbo the Longest

We at ProPublica have been reporting for nearly a year on the troubles of the government’s mortgage modification program. It's been difficult for people to get into a trial modification, and it's been difficult for people, once in a trial mod, to make the changes permanent. The trial period is supposed to last for three months, but often drags on much longer, leaving homeowners in limbo.

To help shine some light on the issue, we’re trying to find the homeowner who has spent the longest time in a trial period. Have you or do you know someone who has made trial payments for months on end? Eight months? Nine?

If that's you, please write and put "World's Longest Trial" in the subject line.

This article is part of an ongoing investigation:
Foreclosure Crisis

Foreclosure Crisis: Banks and Government Fail Homeowners

Banks and the government have fallen short in helping homeowners in danger of foreclosure.

The Story So Far

Systemic failures at the country’s banks and mortgage servicers have exacerbated the most severe foreclosure crisis since the Great Depression, and government efforts to limit the damage have fallen short. ProPublica created an unrivaled database of homeowners who have faced foreclosure, opened a Facebook page to encourage homeowners to share their stories, wrote profiles of some of them, and incorporated their experiences into our reporting. We also provided a comprehensive rundown of the numbers behind the crisis.

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