Credit Card Companies and student debt loaners place the importance of their loan above and beyond any and all family related medical emergencies, including not being able to work so that a person can caretake for a family member.

I would be ok with that if the credit card companies and student loan arrangers put a HUGE WARNING on all non secured loans, “Your debt with us is more important than your own health or that of your family”.

In the meantime, please consider signing the debt neutrality petition which will help consumers pay down their credit card and student loan debts without anymore interest fees or penalties.

http://www.change.org/petitions/congress-create-debt-neutrality-rights-for-paying-down-credit-cards-student-loans

American consumers are paying up to a BILLION DOLLARS A DAY just to service the interest rate charge on up to 3 trillion dollars of consumer debt.  Imagine if that interest rate money was being diverted to local commerce instead.

http://www.debtneutrality.blogspot.com
http://www.facebook.com/debtneutrality

Cigarrettes have health hazard warnings, even mortuary contracts have been forced to list the services one is buying along with the services one is still missing, something that used to go unsaid until the death of a loved one and there was no time to do anything but pay for things one already thought was included. Credit card loans and student loans should also have HUGE WARNINGS on them as well.

Debt Restructure is a DEFAULT, no ifs ands or buts.

In response to nursing home reports you can look at…They are false…just saying…

Hat’s off to Pro Publica for watching where nobody else does.

I believe there is rampant abuse in nursing homes, based on my late mother’s experience.  If I weren’t there as much as I could be (being a working person) I’m sure she would have been treated even worse. 
I found her once begging to go to the bathroom and the nurse said, “sorry, going to lunch” - thing like that are something that is not seen by the family.  Woe to those without a family to monitor.

Alessandro, I think it might verge on spam when you advertise your cause with absolutely no relationship to the article.  And just like the folks who want you to extend and enhance various body parts, your idea probably looks a lot less legitimate for trying to sneak in free advertising.

Nonna, I have to agree, and I have to wonder why existing law doesn’t handle this.  I mean, I feel like, if I were to accept a consulting job that I didn’t have the resources to finish and then failed at, I’d get sued for fraud, and rightly so.  Why is it that a home can offer care for an elderly patient, screw up, and then claim that it’s not their fault because they’re understaffed?  They should be up on fraud charges.

(But, then, I feel the same way about most medical professionals.  They keep making mistakes and worrying that they’re overworked.  Hey, maybe if you didn’t take on so much, we could solve both problems.  But that would require the AMA licensing more doctors, and that’s certainly not going to happen…)

Hey John, don’t sign a petition that actually would help people provide health care for their own family member if enacted. I consider your comment hate speak.

Well, NOW your cause looks completely sensible…

Your message has nothing to do with the elderly or health care.  You refer specifically to credit cards and student loans.  That’s as insulting to ProPublica and we readers as if I tried to use this space to advertise my business.

But sure, accuse me of committing a crime.  Totally rational.

Um, “John” with no last name who seems to think he has more accountability than someone who uses his first and last name. You have NO CLUE how the elderly are being victimized by all kinds of debt issues, and how their own families can’t even be there for them if they have debt.  How paying back debt and all the interest penalties and fees is deemed more moral than actually care taking for a family member and how there is no room for compromising with the banksters.

You seem to have no idea how the elderly are being stiffed into reverse mortgages even when they have a lot of equity in their home, and how reverse mortgages are just another way the banks keep sinking their talons with many upfront charges always on the front end.

There will be no economic improvement of any kind because of all of the consumer debt that exists, consumer debt exists and does not shrink specifically because of interest rate charges, penalties and fees.

Increasing debt loads results in families not being there for each other because of fear they will lose everything.  Nursing homes will rarely come close to what a family can provide in many situations. 

The water’s coming to a boil, but you seem oblivious.  Debt Neutrality for all.

http://www.change.org/petitions/congress-create-debt-neutrality-rights-for-paying-down-credit-cards-student-loans

Here’s the short answer. Perhaps without so much debt, families would be more likely to caretake for their own elderly, and guess, what, nursing homes would suddenly be pressured into upgrading their services.

Learn about consumer debt and how it is destroying all the goodwill that has been built up over the past half century at my blog, http://www.debtneutrality.blogspot.com

Canada is going to crash big, and very soon.

and, please sign the debt neutrality petition.  http://www.change.org/petitions/congress-create-debt-neutrality-rights-for-paying-down-credit-cards-student-loans