Early 2009
After falling behind on his mortgage, Hill has many phone calls with Chase, but is not offered a modification.
April 2
Chase files to pursue foreclosure on Hill’s house.
August 2
Chase refers Hill to a housing counselor. With her help, he applies again for a modification.
October 2
Chase sells Hill’s home at a foreclosure auction for $86,000.
November 5
The sheriff issues Hill a notice saying he’ll be evicted in one week.
November 11
Chase calls to tell Hill that he’s been approved for a trial modification.
November 18
Chase purchases the home back for $19,521 above the auction price.
December 1
Hill begins the trial modification.