Quick Picks focuses on a select few of the day's stories from "Breaking on the Web."

• So what have banks been doing with their new influx of cash, courtesy of the U.S. government? Well, the Treasury can't tell you because the only bailout funds they're tracking are Citi's. But the New York Times reports today that Independent Bank of Michigan, like many small banks getting bailout bucks, isn't using the money to lend. Its newfound cautiousness isn't exactly helping out the community, as the Treasury had hoped (but not demanded).
• "Enhanced interrogation" may be a phase of the past now that the head of Gitmo's military commissions has told today's Washington Post that U.S. officials did indeed "torture" a detainee. For more details, check out our Morning Read. DOD responds See Pentagon spokeswoman Cynthia Smith's response to ProPublica here.

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