With the nation’s unemployment rate hovering around 10 percent, ProPublica reporter Olga Pierce discusses how many states mismanaged their unemployment insurance funds. Pierce explains why the U.S. has the system it does, how she was able to predict when states’ funds would go broke, and why seniors in Virginia may get their benefits cut.

Pierce has been covering the issue for nearly a year and most recently helped create our “Unemployment Insurance Tracker,” which lets you see just how much trouble your state’s unemployment insurance system is in.