Help us think through challenges faced by disabled borrowers with outstanding student loans. Borrowers with federal student loans are entitled to discharge these loans if they become “permanently and totally disabled.” Most private loans do not permit disabled borrowers to discharge their loans. You don’t need first-hand experience counseling disabled borrowers to help us. We’re looking for any insights you’ve had that may shed light on their experiences, and on other issues confronting disabled borrowers with student loans.

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