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Health Insurance Hustle

The Confounding Way We Pay for Care

Americans pay insurance companies to make sure their medical needs are covered—and at a cost they can afford. But games, side deals and hidden incentives often result in higher costs, delays in care or denials of treatment.

Health Insurers Are Vacuuming Up Details About You — And It Could Raise Your Rates

Without any public scrutiny, insurers and data brokers are predicting your health costs based on data about things like race, marital status, how much TV you watch, whether you pay your bills on time or even buy plus-size clothing.

Why Your Health Insurer Doesn’t Care About Your Big Bills

Patients may think their insurers are fighting on their behalf for the best prices. But saving patients money is often not their top priority. Just ask Michael Frank.

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