Close Comment Creative Commons Donate Email Facebook Mobile Phone Podcast Print RSS Search Search Signal Twitter WhatsApp

Too Broke for Bankruptcy

How Bankruptcy Fails Those Who Need It Most

Featured

Have You Seriously Considered Filing for Bankruptcy?

If you’ve really thought about filing for bankruptcy, ProPublica wants to hear from you — even if you ultimately decided against it.

How the Bankruptcy System Is Failing Black Americans

Black people struggling with debts are far less likely than their white peers to gain lasting relief from bankruptcy, according to a ProPublica analysis. Primarily to blame is a style of bankruptcy practiced by lawyers in the South.

Other Entries

‘This Is Unacceptable’: ProPublica Story on Bankruptcy in Memphis Prompts City Council Soul-Searching

The story detailed how the city’s poor black residents are steered into bankruptcy plans they are doomed to fail. Two City Council members are looking at a series of solutions to address the underlying problems.

Without Fanfare, Equifax Makes Bankruptcy Change That Affects Hundreds of Thousands

For years, an Equifax policy has treated some Chapter 13 filers differently than the other two major credit rating agencies. After ProPublica asked about it, the company said it would change the policy.

Chicago’s Bankruptcy Boom

ProPublica’s analysis of racial disparities in bankruptcy revealed a skyrocketing number of filings in Chicago’s black neighborhoods. But most of the cases will fall apart before the debts are wiped away.

Bankruptcy: What’s the Difference Between Chapter 7 and Chapter 13?

Key differences between the chapters make choosing the right one critical for success. Using our analysis, we explain how they work and how people fare under each.

In the South, Bankruptcy Is Different, Especially for Black Debtors

Only in the South is Chapter 13 the predominant form of bankruptcy. We mapped Chapter 13’s usage to show that it breaks not only along regional, but also racial lines.

Data Analysis: Bankruptcy and Race in America

An in-depth discussion of racial patterns in bankruptcy filings and outcomes

Follow ProPublica

Our Latest Stories

Current site Current page